This Privacy Policy outlines the practices of Autosave Lending concerning the collection, use, and protection of information when you access our website at AutoSaveLending.com (referred to as the “Service”). It describes your privacy rights and how you are safeguarded under privacy laws.
By using our Service, you agree to the collection and use of your information as described in this Privacy Policy. If you do not agree with the terms, please do not use our Service.
Policy Modifications
Autosave Lending reserves the right to update this Privacy Policy at any time without prior notice. Any changes will be posted on our website at AutoSaveLending.com.
Information Collection
Types of Information Collected
When you use our Service, we may request the following personal information to contact or identify you:
– Usage Data
– Name
– Mobile Number
Usage Data includes:
– IP address of computers accessing the site
– Web page requests
– Referring web pages
– Browser used to access the site
– Date and time of access
Methods of Collection
We collect and receive information from you when:
– You complete a registration form or otherwise submit your personal information.
Your information will be retained as long as necessary for reporting and/or recordkeeping according to applicable laws. Non-identifiable information may be stored indefinitely.
Use of Information
AutoSaveLending.com may use your information for various purposes, including:
– Providing and maintaining our Service and monitoring its usage.
– Conducting data analysis to identify usage trends and evaluate the effectiveness of our marketing efforts.
– Communicating with you via email, phone, SMS, or other electronic means about our services, updates, and security alerts.
– Updating you on news, general information, special offers, new services, and events.
– Enhancing our marketing and promotional initiatives using non-specific information collected from you.
– Delivering targeted advertising relevant to your interests.
Information Sharing
Autosave Lending may share your information under certain circumstances, including:
– With your explicit consent.
– With third parties for purposes such as analytics, service improvement, and targeted advertising. Third parties are required to disclose their intended use of your information and must retain it only for the duration necessary for the disclosed purpose. They are prohibited from further collecting, selling, or using your personal information except as needed for the specified purpose.
Lending Partners
Autosave Lending collaborates with various Credit Unions, Banks, and other Lending Institutions. These partners may access your personal information to determine loan and financing eligibility.
Additional Disclosures
Your information may also be disclosed for:
– Compliance with laws, regulations, or court orders.
– Responding to claims regarding your use of our Service.
– Enforcing our agreements, including this Privacy Policy.
State Privacy Regulations
NOTICE TO CALIFORNIA RESIDENTS
The California Consumer Privacy Act (CCPA), as updated by the California Privacy Rights Act of 2020, mandates that we provide California residents with a detailed privacy policy outlining our practices for collecting, using, disclosing, selling, sharing, and retaining personal information. This section is exclusively for California residents; if you are not a resident of California, please disregard this section.
Definition of Personal Information
According to the CCPA, “personal information” includes any data that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular California resident or household. This does not include publicly available, deidentified, or aggregated information. For this section, we refer to this data as “Personal Information.”
Collection of Personal Information
Currently, and for the 12 months preceding the last update of this Privacy Policy, we have collected the following categories of Personal Information:
– Characteristics of protected classifications (e.g., age 40 and older)
– Commercial information (e.g., records of purchased products or services)
– Internet or other electronic network activity (e.g., browsing and search history)
– Geolocation data
– Professional or employment-related information (e.g., employment history)
– Education information
We collect Personal Information directly from California residents and from third-party sources such as Experian, TransUnion, Equifax, identity verification providers, advertising networks, internet service providers, operating systems and platforms, social networks, and lead providers.
Use of Personal Information
In addition to the uses described in “HOW WE USE YOUR PERSONAL DATA,” we collect Personal Information for the following business or commercial purposes:
– Auditing related to ad impressions and compliance
– Ensuring security and integrity
– Debugging to identify and fix errors
– Short-term, transient use for non-personalized advertising
– Performing services like customer service and order processing
– Conducting internal research for technological development
– Verifying or maintaining the quality or safety of a service
– Advancing commercial interests, such as facilitating transactions
Sale and Sharing of Personal Information
In the 12 months preceding the last update, we sold or shared the following categories of Personal Information with third parties:
Category of Personal Information – Categories of Third Parties
Identifiers (IP address) – Data analytics providers, advertising networks
Unique personal identifiers – Data analytics providers, advertising networks
We disclosed Personal Information to advance our commercial and economic interests.
Disclosure of Personal Information
In the 12 months preceding the last update, we disclosed the following categories of Personal Information for business purposes:
Category of Personal Information – Categories of Recipients
Identifiers (name, email address, telephone number, postal address) – Disclosed to Marketing automation providers, push notification providers, chat providers, credit bureaus, SMS providers, lenders, cloud hosting services, employment verification providers
Unique personal identifiers – Disclosed to Cloud hosting providers
Internet Protocol address – Disclosed to hosting providers
Social Security number – Disclosed to Credit bureaus, lenders, cloud hosting providers
Personal information described in California’s Customer Records statute – Disclosed to Lenders, credit card payment service providers, cloud hosting providers, credit card processing providers
We disclosed Personal Information for purposes such as performing services, ensuring quality and safety, and advancing commercial interests.
Your Rights
As a California resident, you have the following rights regarding your Personal Information:
1. Access specific pieces of Personal Information we have collected about you.
2. Know the categories of Personal Information we have collected about you.
3. Know the categories of sources from which Personal Information was collected.
4. Know the categories of Personal Information we sold or disclosed for a business purpose.
5. Know the categories of third parties to whom Personal Information was sold or disclosed.
6. Know the business or commercial purpose for collecting or selling Personal Information.
How to Submit a Request
You can submit a request to know, delete, or correct your Personal Information by completing our online request form, emailing info@autosavelending.com. For requests made on behalf of another California resident, additional verification of your authority will be required.
Verification Process
We will verify your identity to a reasonable or reasonably high degree of certainty depending on the sensitivity of the Personal Information and the risk of harm from unauthorized disclosure, deletion, or correction. This involves verifying data points based on our records.
Right to Opt-Out
California residents have the right to direct us to stop selling their Personal Information. You can opt-out through our website or by emailing info@autosavelending.com or write to us at 1990 N. California Blvd, Suite 830, Walnut Creek, CA 95746. Browser privacy controls will also be treated as valid opt-out requests.
Financial Incentives
You may provide Personal Information in exchange for discounts or price differences, such as through our referral program. Participation is optional, and you can withdraw from these incentives at any time by emailing us at info@autosavelending.com.
Cookies
Cookies are small text files placed on your computer by websites you visit. They help with website navigation and functionality. Cookies necessary for website operation do not require your permission, while others require approval.
Types of Cookies
– Strictly necessary cookies: Essential for core website functionality, such as user login and account management.
– Performance cookies: Used to see how visitors use the website, e.g., analytics cookies. These cannot directly identify a visitor.
– Targeting cookies: Used to identify visitors between different websites, such as content partners and banner networks. These may build profiles of visitor interests or show relevant ads.
– Functionality cookies: Remember visitor information, such as language and time zone preferences, to enhance the website experience.
Contact Us
Email: Info@autosavelending.com
Address: 1990 N. California Blvd, Suite 830, Walnut Creek, CA 95746